Finance

Lok Sabha passes the Banking Laws (Amendment) Bill, allowing up to 4 nominees per bank account. A step towards secure inheritance!

Finance

Finance Minister Nirmala Sitharaman piloted the Bill, highlighting improved governance and consumer convenience in banking services.

Finance

New provision: Account holders can now nominate up to 4 people. Nominees can be designated either successively or simultaneously.

Finance

Current rules allow only one nominee for deposits and safe custody items. The new law makes inheritance smoother and unambiguous.

Finance

For safety lockers, only successive nominations are allowed, ensuring continuity when the first nominee is unavailable.

Finance

19 amendments proposed across five banking laws aim to enhance compliance, improve auditing, and ensure robust banking regulations.

Finance

Amendments also introduce realistic deadlines for banks to file statutory reports to the Reserve Bank, strengthening oversight.

Finance

Consumer-focused reforms aim to prevent deposits from falling into the unclaimed category after an account holder’s demise.

Finance

Successive nominations ensure seamless access for legal heirs, reducing legal complications and ensuring timely fund distribution.

Finance

Banking just got safer and smarter. Multi-nomination empowers customers while strengthening trust in India's banking system. Are you ready?